Be careful of you facebook photos being used for ads.

Here is the terms to consider
From Statement of Rights and Responsibilities (copied on 24JULY2009)-
For content that is covered by intellectual property rights, like photos and videos ("IP content"), you specifically give us the following permission, subject to your privacy and application settings: you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any IP content that you post on or in connection with Facebook ("IP License"). This IP License ends when you delete your IP content or your account (except to the extent your content has been shared with others, and they have not deleted it).

That means they can use your image for ANYTHING at ANYTIME and sell or use for ANYONE. You still maintain the rights, but it is like owning a car and someone else driving it and making money from it. 

NOW that said. There is no rights granted to manipulate, crop or alter in any way. As a photographer we are always put in this situation as to sticking our photos in a shoebox for fear of someone else benefiting from them or to show to the world and someone else possibly benefiting from them. One way a lot of photographers help stop this is by slapping big logos and copyright info on the image. I do this for most (nothing taken from my iPhone) of my stuff placed on facebook. 

I want the world to see my images. That's why I take them, but I also don't work any other job. This is my livelihood. If I don't make money from photography then I don't eat. If I work another job, then I can't be a successful freelance photographer.

Well now it seems Facebook has agreed to let a 3rd party advertiser use your posted pictures without your permission. This is a blatant steal of imagery for other's benefit. Don't do it.
You can stop this by doing the following.

Click on SETTINGS up where you see the log out link. 
Select PRIVACY SETTINGS. 
Select NEWS FEEDS AND WALL. 
Select the tab that reads FACE BOOK ADS. 
There is a drop down box, select NO ONE. Save your changes. 

Be sure to check your settings on your applications as well.

If you consider any of your imagery of any value (even on a personal level) don't think to yourself that it is good. Lawyers and agencies have been pretty successful in telling the world that photography should be cheap and accessible to anyone. They do this for a purpose. So they can charge the same to a client and not pay you what is due. Trust me, I have been way too nice over the years to people and agencies that seem so noble, but find that they just want to take something and run. We all do it. We love using a free sample to it's fullest extent, but rarely finally buy the product. Any body going to that wholesale club at noon will see what I mean. Crowds of people gather. It's free sample time.

Also, make sure to ALWAYS put your logo, name, something on your image. Most editing programs allow you to do this very easy.
Photographers everywhere are talking about this. Look at this blog at http://photobusinessforum.blogspot.com/ for a more descriptive explanation.

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